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href=\"https:\/\/bankingjournal.aba.com\/2026\/04\/the-cea-studied-the-wrong-question-on-stablecoin-yield-and-community-banks\/\" rel=\"noopener\" target=\"_blank\">\u6279\u5224<\/a>\u306f\u3001CEA\u306b\u3088\u308b\u5831\u544a\u66f8\u3092\u5bfe\u8c61\u3068\u3057\u3066\u304a\u308a\u3001\u6c7a\u6e08\u7528\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5229\u56de\u308a\u7981\u6b62\u306e\u5f71\u97ff\u3092\u30e2\u30c7\u30eb\u5316\u3057\u3001\u5229\u5b50\u3092\u306a\u304f\u3057\u3066\u3082\u7c73\u56fd\u306e\u9280\u884c\u878d\u8cc7\u7dcf\u984d\u306f\u308f\u305a\u304b21\u5104\u30c9\u30eb\uff080.02%\u3001\u7d043,342\u5104\u5186\uff09\u3057\u304b\u5897\u52a0\u305b\u305a\u3001\u305d\u306e\u4ee3\u511f\u3068\u3057\u3066\u5e74\u9593\u7d048\u5104\u30c9\u30eb\uff08\u7d041,273\u5104\u5186\uff09\u306e\u6d88\u8cbb\u8005\u798f\u7949\u304c\u5931\u308f\u308c\u308b\u3068\u7d50\u8ad6\u4ed8\u3051\u3001\u6b21\u306e\u3088\u3046\u306b\u6307\u6458\u3057\u3066\u3044\u308b\u3002<\/p>\n<blockquote><p><strong><em>\u653f\u7b56\u7acb\u6848\u8005\u306f\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5229\u56de\u308a\u7981\u6b62\u304c\u878d\u8cc7\u7dcf\u984d\u306b\u77ed\u671f\u7684\u306b\u308f\u305a\u304b\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u3092\u793a\u5506\u3059\u308b\u7814\u7a76\u7d50\u679c\u306b\u5b89\u5fc3\u3059\u3079\u304d\u3067\u306f\u306a\u3044\u3002\u8b70\u8ad6\u306e\u7684\u3068\u306a\u3063\u3066\u3044\u308b\u30b7\u30ca\u30ea\u30aa\u3067\u306f\u306a\u3044\u3002<\/em><\/strong><\/p><\/blockquote>\n<p>\u540c\u5354\u4f1a\u30b8\u30e3\u30fc\u30ca\u30eb\u306e\u8a18\u4e8b\u306f\u3001\u5730\u57df\u9280\u884c\u304c\u9810\u91d1\u3092\u5931\u3046\u3068\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u9ad8\u30b3\u30b9\u30c8\u306e\u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u501f\u5165\u306b\u3088\u3063\u3066\u8fc5\u901f\u306b\u8cc7\u91d1\u3092\u88dc\u5145\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u5f37\u8abf\u3002\u6b8b\u308a\u306e\u9867\u5ba2\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u9810\u91d1\u91d1\u5229\u3092\u5f15\u304d\u4e0a\u3052\u3056\u308b\u3092\u5f97\u305a\u3001\u8cc7\u91d1\u8abf\u9054\u30b3\u30b9\u30c8\u304c\u4e0a\u6607\u3059\u308b\u3002\u305d\u306e\u7d50\u679c\u3001\u5bb6\u8a08\u3084\u4e2d\u5c0f\u4f01\u696d\u306e\u878d\u8cc7\u984d\u304c\u6e1b\u5c11\u3057\u3001\u501f\u5165\u30b3\u30b9\u30c8\u304c\u4e0a\u6607\u3059\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u3053\u306e\u61f8\u5ff5\u306f\u3001\u5168\u7c73\u6cd5\u5f8b\u8a55\u8ad6\u8a8c\u304c\u5f15\u7528\u3057\u305f\u4ee5\u524d\u306e\u7814\u7a76\u7d50\u679c\u3068\u3082\u4e00\u81f4\u3057\u3066\u3044\u308b\u3002\u540c\u8a8c\u306f\u3001\u5168\u7c73\u72ec\u7acb\u5730\u57df\u9280\u884c\u5354\u4f1a\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304d\u3001\u6c7a\u6e08\u7528\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3078\u306e\u5229\u606f\u4ed8\u4e0e\u3092\u8a8d\u3081\u308b\u3068\u3001\u63a8\u5b9a1\u51463,000\u5104\u30c9\u30eb\uff08\u7d04206.8\u5146\u5186\uff09\u306e\u9810\u91d1\u640d\u5931\u306e\u3046\u3061\u3001\u5730\u57df\u9280\u884c\u306e\u878d\u8cc7\u984d\u304c\u6700\u7d42\u7684\u306b\u6700\u59278,500\u5104\u30c9\u30eb\uff08\u7d04135\u5146\u5186\uff09\u6e1b\u5c11\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u793a\u5506\u3057\u3066\u3044\u308b\u3002<\/p>\n\n<div 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