{"id":80408,"date":"2025-12-04T14:00:31","date_gmt":"2025-12-04T05:00:31","guid":{"rendered":"https:\/\/nextmoney.jp\/?p=80408"},"modified":"2025-12-04T12:48:32","modified_gmt":"2025-12-04T03:48:32","slug":"%e6%ac%a7%e5%b7%9e%e4%b8%bb%e8%a6%8110%e9%8a%80%e8%a1%8c%e3%80%81%e3%83%a6%e3%83%bc%e3%83%ad%e5%bb%ba%e3%81%a6%e3%82%b9%e3%83%86%e3%83%bc%e3%83%96%e3%83%ab%e3%82%b3%e3%82%a4%e3%83%b3%e3%82%922026","status":"publish","type":"post","link":"https:\/\/nextmoney.jp\/?p=80408","title":{"rendered":"\u6b27\u5dde\u4e3b\u898110\u9280\u884c\u3001\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u30922026\u5e74\u306b\u767a\u884c\u3078"},"content":{"rendered":"<h2>\u6b27\u5dde\u4e3b\u898110\u9280\u884c\u304c\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u30922026\u5e74\u306b\u767a\u884c\u3078<\/h2>\n<p>\u6b27\u5dde\u306e\u4e3b\u898110\u9280\u884c\u306f\u3001Qivalis\u3092\u8a2d\u7acb\u3057\u30012026\u5e74\u306bMiCAR\uff08\u4eee\u60f3\u901a\u8ca8\u5e02\u5834\u898f\u5236\uff09\u306b\u5b8c\u5168\u6e96\u62e0\u3057\u305f\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3092\u767a\u884c\u3059\u308b\u3053\u3068\u3067\u5408\u610f\u3057\u30012026\u5e74\u306b\u767a\u52b9\u3059\u308b\u4e8b\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\u3002<\/p>\n<blockquote class=\"twitter-tweet\">\n<p lang=\"en\" dir=\"ltr\">Backed by leading European banks &#8211; <a href=\"https:\/\/twitter.com\/bnp?ref_src=twsrc%5Etfw\">@BNP<\/a>, <a href=\"https:\/\/twitter.com\/Caixa?ref_src=twsrc%5Etfw\">@Caixa<\/a>, <a href=\"https:\/\/twitter.com\/Danske?ref_src=twsrc%5Etfw\">@Danske<\/a>, <a href=\"https:\/\/twitter.com\/deka?ref_src=twsrc%5Etfw\">@deka<\/a>, <a href=\"https:\/\/twitter.com\/ING?ref_src=twsrc%5Etfw\">@ING<\/a>, <a href=\"https:\/\/twitter.com\/kbc?ref_src=twsrc%5Etfw\">@KBC<\/a>, <a href=\"https:\/\/twitter.com\/raiffeisenbank?ref_src=twsrc%5Etfw\">@RaiffeisenBank<\/a>, <a href=\"https:\/\/twitter.com\/Seb?ref_src=twsrc%5Etfw\">@SEB<\/a>, <a href=\"https:\/\/twitter.com\/sella?ref_src=twsrc%5Etfw\">@Sella<\/a>, <a href=\"https:\/\/twitter.com\/unicredit?ref_src=twsrc%5Etfw\">@UniCredit<\/a> &#8211; Qivalis, domiciled in Amsterdam, is working toward DNB authorization as an Electronic Money Institution to build a digital economy that works for all. <a href=\"https:\/\/t.co\/Bd4sXnTeTC\">pic.twitter.com\/Bd4sXnTeTC<\/a><\/p>\n<p>&mdash; qivalis (@qivaliseu) <a href=\"https:\/\/twitter.com\/qivaliseu\/status\/1995806398362648983?ref_src=twsrc%5Etfw\">December 2, 2025<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<div class=\"c_box white_box\"><span style=\"font-size:10pt;\"><span style=\"font-size: 10pt;\">\u65e5\u672c\u8a9e\u8a33\uff1a<br \/>\n\u6b27\u5dde\u306e\u5927\u624b\u9280\u884c\u306e\u652f\u63f4\u3092\u53d7\u3051\u3066\u30a2\u30e0\u30b9\u30c6\u30eb\u30c0\u30e0\u306b\u62e0\u70b9\u3092\u7f6e\u304f Qivalis \u306f\u3001\u3059\u3079\u3066\u306e\u4eba\u306b\u3068\u3063\u3066\u5f79\u7acb\u3064\u30c7\u30b8\u30bf\u30eb\u7d4c\u6e08\u3092\u69cb\u7bc9\u3059\u308b\u305f\u3081\u306b\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u6a5f\u95a2\u3068\u3057\u3066\u306eDNB\u8a8d\u53ef\u53d6\u5f97\u306b\u5411\u3051\u3066\u53d6\u308a\u7d44\u3093\u3067\u3044\u307e\u3059\u3002<\/span><\/span><\/div>\n<p>\u6b27\u5dde\u4e3b\u898110\u9280\u884c\u306f\u3001\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u767a\u884c\u306b\u5411\u3051\u3066\u5354\u529b\u3057\u30012026\u5e74\u5f8c\u534a\u306e\u5e02\u5834\u6295\u5165\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\u3002\u3053\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u5206\u91ce\u306b\u304a\u3051\u308b\u7c73\u30c9\u30eb\u306e\u512a\u4f4d\u6027\u306b\u6311\u6226\u3059\u308b\u53d6\u308a\u7d44\u307f\u306e\u4e00\u3064\u3067\u3042\u308b\u3002\u3053\u306e\u69cb\u60f3\u306f2025\u5e749\u6708\u306b\u521d\u3081\u3066\u516c\u8868\u3055\u308c\u3001\u5f53\u6642\u306fBanca Sella\u3001CaixaBank\u3001Danske Bank\u3001DekaBank\u3001ING\u3001KBC\u3001Raiffeisen Bank International\u3001SEB\u3001UniCredit\u304c\u53c2\u52a0\u3002\u3053\u308c\u306b\u3001BNP\u30d1\u30ea\u30d0\u304c\u4eca\u56de\u3001\u3053\u306e\u53d6\u308a\u7d44\u307f\u3078\u306e\u53c2\u52a0\u3092\u767a\u8868\u3057\u305f\u4e8b\u306710\u9280\u884c\u3068\u306a\u3063\u305f\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u9280\u884c\u306f\u3001\u30aa\u30e9\u30f3\u30c0\u306b\u767b\u8a18\u3055\u308c\u305f\u65b0\u4f1a\u793eQivalis\u3092\u8a2d\u7acb\u3057\u3066\u304a\u308a\u3001\u3059\u3067\u306bEMI\uff08\u96fb\u5b50\u30de\u30cd\u30fc\u6a5f\u95a2\uff09\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u7533\u8acb\u3057\u3066\u3044\u308b\u3002\u307e\u305f\u3001Qivalis\u306f\u3001Coinbase Germany\uff08\u30b3\u30a4\u30f3\u30d9\u30fc\u30b9\u30c9\u30a4\u30c4\uff09\u306e\u5143CEO\uff08\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff09\u3067\u3042\u308a\u3001\u30d0\u30a4\u30ca\u30f3\u30b9\uff08Binance\uff09\u306e\u5143\u5e79\u90e8\u3067\u3082\u3042\u308b\u30e4\u30f3\uff1d\u30aa\u30ea\u30d0\u30fc\u30fb\u30bb\u30eb\uff08Jan-Oliver Sell\uff09\u6c0f\u304c\u7387\u3044\u3001\u5143NatWest\uff08\u30ca\u30c3\u30c8\u30a6\u30a8\u30b9\u30c8\uff09\u4f1a\u9577\u306e\u30cf\u30ef\u30fc\u30c9\u30fb\u30c7\u30a4\u30d3\u30b9\uff08Howard Davies\uff09\u6c0f\u304c\u53d6\u7de0\u5f79\u4f1a\u9577\u306b\u5c31\u4efb\u3002\u4eca\u5f8c18\u30ab\u6708\u304b\u30892\u5e74\u304b\u3051\u3066\u5f93\u696d\u54e1\u6570\u3092\u7d0450\u4eba\u307e\u3067\u62e1\u5927\u3057\u3001\u30a2\u30e0\u30b9\u30c6\u30eb\u30c0\u30e0\u3092\u62e0\u70b9\u306b\u3059\u308b\u4e88\u5b9a\u3060\u3002<br \/>\n<\/br><\/p>\n<h3>Qivalis\u306fMiCAR\u5b8c\u5168\u6e96\u62e0\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5e02\u5834\u6295\u5165\u3092\u76ee\u6307\u3059<\/h3>\n<p>\u898f\u5236\u5f53\u5c40\u306f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u6b53\u8fce\u3059\u308b\u4e00\u65b9\u3067\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5229\u7528\u62e1\u5927\u306b\u4f34\u3046\u6f5c\u5728\u7684\u306a\u91d1\u878d\u653f\u7b56\u30ea\u30b9\u30af\u3092\u8b66\u544a\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u65b0\u305f\u306b\u767a\u8db3\u3055\u308c\u305fQivalis\u306f\u3001MiCAR\u306e\u898f\u5236\u8981\u4ef6\u3092\u3059\u3079\u3066\u6e80\u305f\u3059\u3088\u3046\u306b\u8a2d\u8a08\u3055\u308c\u305f\u3001\u65b0\u305f\u306a\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u767a\u884c\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\u3002\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u306e\u652f\u63f4\u8005\u306f\u3001\u65b0\u305f\u306a\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u304c\u4eee\u60f3\u901a\u8ca8\u5e02\u5834\u306b\u304a\u3051\u308b\u30e6\u30fc\u30ed\u306e\u5b58\u5728\u611f\u3092\u9ad8\u3081\u308b\u4e0a\u3067\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3059\u3068\u671f\u5f85\u3057\u3066\u304a\u308a\u3001\u30bb\u30eb\u6c0f\u306f\u6b21\u306e\u3088\u3046\u306b\u8ff0\u3079\u3066\u3044\u308b\u3002<\/p>\n<blockquote><p><strong><em>\u6b27\u5dde\u306e\u9280\u884c\u30b3\u30f3\u30bd\u30fc\u30b7\u30a2\u30e0\u304c\u652f\u63f4\u3059\u308b\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u767a\u884c\u306f\u3001\u6b27\u5dde\u306e\u30c7\u30b8\u30bf\u30eb\u5546\u53d6\u5f15\u3068\u91d1\u878d\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u3068\u3063\u3066\u8ee2\u63db\u70b9\u3068\u306a\u308a\u307e\u3059\u3002\u5b89\u5b9a\u3057\u305f\u30e6\u30fc\u30ed\u5efa\u3066\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306f\u3001\u4f01\u696d\u3068\u6d88\u8cbb\u8005\u306b\u5229\u4fbf\u6027\u3068\u901a\u8ca8\u306e\u81ea\u7531\u5ea6\u306e\u5411\u4e0a\u3092\u3082\u305f\u3089\u3057\u3001\u4fe1\u983c\u3067\u304d\u308b\u901a\u8ca8\u67a0\u7d44\u307f\u306e\u4e2d\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u8d8a\u5883\u53d6\u5f15\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002<\/em><\/strong><\/p><\/blockquote>\n<p><\/br><\/p>\n<h3>\u5e02\u5834\u62e1\u5927\u306b\u898f\u5236\u5f53\u5c40\u306f\u614e\u91cd\u306a\u59ff\u52e2<\/h3>\n<p>\u30aa\u30e9\u30f3\u30c0\u4e2d\u592e\u9280\u884c\u306e\u30aa\u30e9\u30d5\u30fb\u30b9\u30ec\u30a4\u30da\u30f3\uff08Olaf Sleijpen\uff09\u7dcf\u88c1\u306f\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u652f\u6301\u3057\u3066\u3044\u308b\u3082\u306e\u306e\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u6025\u901f\u306a\u62e1\u5927\u306f\u91d1\u878d\u653f\u7b56\u306b\u3068\u3063\u3066\u8ab2\u984c\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u8b66\u544a\u3057\u305f\u3068\u5831\u3058\u3089\u308c\u3066\u3044\u308b\u3002<\/p>\n<p>ECB\uff08\u6b27\u5dde\u4e2d\u592e\u9280\u884c\uff09\u306b\u3088\u308b<a href=\"https:\/\/www.ecb.europa.eu\/press\/financial-stability-publications\/fsr\/focus\/2025\/html\/ecb.fsrbox202511_05~63636227b4.en.html\" rel=\"noopener\" target=\"_blank\">2025\u5e7411\u6708\u306e\u5831\u544a\u66f8<\/a>\u3082\u540c\u69d8\u306e\u898b\u89e3\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u73fe\u72b6\u306e\u30ea\u30b9\u30af\u306f\u9650\u5b9a\u7684\u3060\u304c\u3001\u3053\u306e\u30bb\u30af\u30bf\u30fc\u306e\u52e2\u3044\u306f\u300c\u7dbf\u5bc6\u306a\u76e3\u8996\u300d\u304c\u5fc5\u8981\u3060\u3068\u6307\u6458\u3057\u3066\u3044\u308b\u3002ECB\u9867\u554f\u306e\u30e6\u30eb\u30b2\u30f3\u30fb\u30b7\u30e3\u30fc\u30d5\uff08J\u00fcrgen 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