{"id":67455,"date":"2024-07-31T13:42:14","date_gmt":"2024-07-31T04:42:14","guid":{"rendered":"https:\/\/nextmoney.jp\/?p=67455"},"modified":"2024-07-31T13:42:14","modified_gmt":"2024-07-31T04:42:14","slug":"%e3%82%a4%e3%83%b3%e3%82%b0%e3%83%a9%e3%83%b3%e3%83%89%e9%8a%80%e8%a1%8c%e3%80%81%e3%83%9b%e3%83%bc%e3%83%ab%e3%82%bb%e3%83%bc%e3%83%abcbdc%e3%81%a8%e5%90%8c%e6%9c%9f%e3%81%ae%e5%ae%9f%e9%a8%93","status":"publish","type":"post","link":"https:\/\/nextmoney.jp\/?p=67455","title":{"rendered":"\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\u3001\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC\u3068\u540c\u671f\u306e\u5b9f\u9a13\u3078"},"content":{"rendered":"<h2>\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\u306f\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC\u3068\u540c\u671f\u306e\u5b9f\u9a13\u30926\u30ab\u6708\u4ee5\u5185\u306b\u958b\u59cb\u3078<\/h2>\n<p><a href=\"https:\/\/www.bankofengland.co.uk\/\" rel=\"noopener noreferrer\" target=\"_blank\">BoE<\/a>\uff08Bank of England\uff1a\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\uff09\u306f\u3001\u65e2\u5b58\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306bDLT\uff08\u5206\u6563\u578b\u53f0\u5e33\u6280\u8853\uff09\u3092\u9069\u7528\u3057\u305f\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC=wCBDC\u306e\u5c0e\u5165\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u4e8b\u304c\u308f\u304b\u3063\u305f\u3002<\/p>\n<blockquote class=\"twitter-tweet\">\n<p lang=\"en\" dir=\"ltr\">Deputy Governor Sarah Breeden has written in the<a href=\"https:\/\/twitter.com\/FT?ref_src=twsrc%5Etfw\">@FT<\/a> as we publish a Discussion Paper on the<a href=\"https:\/\/twitter.com\/bankofengland?ref_src=twsrc%5Etfw\">@bankofengland<\/a>&#39;s approach to innovation in money and payments. <\/p>\n<p>The UK must continue to innovate in digital payments <a href=\"https:\/\/t.co\/AFGBO5BIch\">https:\/\/t.co\/AFGBO5BIch<\/a><\/p>\n<p>&mdash; Bank of England Press Office (@BoE_PressOffice) <a href=\"https:\/\/twitter.com\/BoE_PressOffice\/status\/1818219142958219567?ref_src=twsrc%5Etfw\">July 30, 2024<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<div class=\"c_box white_box\"><span style=\"font-size:10pt;\"><span style=\"font-size: 10pt;\">\u65e5\u672c\u8a9e\u8a33\uff1a<br \/>\n\u30b5\u30e9\u30fb\u30d6\u30ea\u30fc\u30c7\u30f3\u526f\u7dcf\u88c1\u306f\u3001\u308f\u308c\u308f\u308c\u306f\u3001Bank of England\u306b\u3088\u308b\u304a\u91d1\u3068\u652f\u6255\u3044\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3002<br \/>\n\u82f1\u56fd\u306f\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306e\u9769\u65b0\u3092\u7d9a\u3051\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<\/span><\/span><\/div>\n<p>BoE\u306f\u3001\u30de\u30cd\u30fc\u3068\u6c7a\u6e08\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u95a2\u3059\u308b\u30c7\u30a3\u30b9\u30ab\u30c3\u30b7\u30e7\u30f3\u30da\u30fc\u30d1\u30fc\u3092<a href=\"https:\/\/www.bankofengland.co.uk\/paper\/2024\/dp\/the-boes-approach-to-innovation-in-money-and-payments\" rel=\"noopener noreferrer\" target=\"_blank\">\u516c\u958b<\/a>\u3002\u6c7a\u6e08\u5168\u822c\u3092\u30ab\u30d0\u30fc\u3057\u305f\u540c\u30da\u30fc\u30d1\u30fc\u306f\u3001\u691c\u8a0e\u4e2d\u306ewCBDC\u8a66\u9a13\u3078\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u96c6\u3081\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u308b\u3002\u3053\u308c\u306b\u306f\u3001wCBDC\u3068\u3001RTGS\uff08Real Time Gross Settlement\uff1a\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30b0\u30ed\u30b9\u6c7a\u6e08\uff09\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u7528\u3057\u3066DLT\u53d6\u5f15\u3092\u6c7a\u6e08\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u540c\u671f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u4e21\u65b9\u304c\u542b\u307e\u308c\u3066\u304a\u308a\u3001\u6c7a\u6e08\u80fd\u529b\u3068\u76f8\u4e92\u904b\u7528\u6027\u3092\u5224\u65ad\u3059\u308b\u3068\u767a\u8868\u3002\u3053\u306e\u52d5\u304d\u306e\u80cc\u5f8c\u306b\u306f\u3044\u304f\u3064\u304b\u306e\u8981\u56e0\u304c\u3042\u308a\u3001\u540c\u9280\u884c\u306e\u61f8\u5ff5\u306e1\u3064\u306f\u3001\u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u5e02\u5834\u3067\u306e\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5c06\u6765\u7684\u306a\u4f7f\u7528\u306e\u53ef\u80fd\u6027\u3060\u304c\u3001\u73fe\u6642\u70b9\u3067\u5b9f\u73fe\u3057\u3066\u304a\u3089\u305a\u3001\u540c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u6b21\u306e\u69d8\u306b\u8ff0\u3079\u3089\u308c\u3066\u3044\u308b\u3002<\/p>\n<blockquote><p><strong><em>\u3053\u308c\u3089\u306e\u30ea\u30b9\u30af\u306f\u3001\u5c0f\u58f2\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u304c\u3082\u305f\u3089\u3059\u30ea\u30b9\u30af\u3088\u308a\u3082\u6841\u9055\u3044\u306b\u5927\u304d\u3044\u3068\u5224\u65ad\u3057\u3066\u3044\u307e\u3059\u3002<\/em><\/strong><\/p><\/blockquote>\n<p>\u82f1\u56fd\u306f\u73fe\u5728\u3001\u5c0f\u58f2\u30ec\u30d9\u30eb\u3067\u306f\u898f\u5236\u8cac\u4efb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u901a\u3058\u3066\u30c8\u30fc\u30af\u30f3\u5316\u3055\u308c\u305f\u9810\u91d1\u3092\u30c6\u30b9\u30c8\u3057\u3066\u3044\u308b\u3002\u305f\u3060\u3057\u3001\u540c\u30da\u30fc\u30d1\u30fc\u306f\u9032\u6b69\u306e\u5fc5\u8981\u6027\u3092\u8b66\u544a\u3057\u3066\u304a\u308a\u3001\u6b21\u306e\u3088\u3046\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u3002<\/p>\n<blockquote><p><strong><em>\u5546\u696d\u9280\u884c\u306e\u30de\u30cd\u30fc\u306f\u6d88\u8cbb\u8005\u306e\u30cb\u30fc\u30ba\u306b\u9045\u308c\u305a\u306b\u3064\u3044\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308a\u3001\u305d\u306e\u305f\u3081\u3001\u5b89\u5168\u3067\u6301\u7d9a\u53ef\u80fd\u306a\u6c7a\u6e08\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3059\u308b\u6a5f\u80fd\u3092\u5099\u3048\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u306a\u3051\u308c\u3070\u3001\u5c0f\u58f2\u6c7a\u6e08\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u95a2\u3057\u3066\u306f\u3001\u4e2d\u592e\u9280\u884c\u304c\u552f\u4e00\u306e\u9078\u629e\u80a2\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/em><\/strong><\/p><\/blockquote>\n<p>\u9280\u884c\u306f\u56de\u7b54\u8005\u306b\u30c8\u30fc\u30af\u30f3\u5316\u3055\u308c\u305f\u9810\u91d1\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u5378\u58f2\u30a4\u30f3\u30d5\u30e9\u306e\u7a2e\u985e\u306b\u3064\u3044\u3066\u3068\u3001wCBDC\u8a2d\u8a08\u306e\u6f5c\u5728\u7684\u306a\u6a5f\u80fd\u306b\u3064\u3044\u3066\u306e\u610f\u898b\u3092\u6c42\u3081\u3066\u304a\u308a\u3001\u4eca\u5f8c6\u30ab\u6708\u4ee5\u5185\u306b\u4e00\u9023\u306e\u65b0\u3057\u3044\u5b9f\u9a13\u3092\u5b9f\u65bd\u3059\u308b\u3053\u3068\u3092\u7d04\u675f\u3057\u3066\u3044\u308b\u3002<br \/>\n<\/br><\/p>\n<h3> wCBDC\u8a2d\u8a08\u306e\u6f5c\u5728\u7684\u306a\u6a5f\u80fd\u306b\u3064\u3044\u3066<\/h3>\n<p>wCBDC\u8a2d\u8a08\u306e\u6f5c\u5728\u7684\u306a\u6a5f\u80fd\u306b\u3064\u3044\u3066\u306f\u3001<a href=\"https:\/\/www.bis.org\/index.htm\" rel=\"noopener noreferrer\" target=\"_blank\">BIS<\/a>\uff08Bank for International Settlements\u3001\u56fd\u969b\u6c7a\u6e08\u9280\u884c\uff09\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30cf\u30d6\u3068\u9023\u643a\u3057\u3066\u3001\u540c\u9280\u884c\u306f\u3059\u3067\u306b<a href=\"https:\/\/www.bis.org\/publ\/othp63.htm\" rel=\"noopener noreferrer\" target=\"_blank\">Project Meridian<\/a>\uff08\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30e1\u30ea\u30c7\u30a3\u30a2\u30f3\uff09\u3092\u5b9f\u65bd\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u3053\u308c\u306b\u3088\u308a\u30c7\u30b8\u30bf\u30eb\u4e0d\u52d5\u7523\u53d6\u5f15\u3092RTGS\u3068\u306e\u63a5\u7d9a\u3092\u4ecb\u3057\u3066\u6c7a\u6e08\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u306b\u306a\u3063\u3066\u304a\u308a\u3001\u73fe\u5728\u3001\u9280\u884c\u306f<a href=\"https:\/\/www.ecb.europa.eu\/home\/html\/index.en.html\" rel=\"noopener noreferrer\" target=\"_blank\">ECB<\/a>\uff08European Central Bank\uff1a\u6b27\u5dde\u4e2d\u592e\u9280\u884c\uff09\u3068\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30e1\u30ea\u30c7\u30a3\u30a2\u30f3FX\u3092\u5b9f\u65bd\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u540c\u30da\u30fc\u30d1\u30fc\u3067\u306f\u3001wCBDC\u3068\u540c\u671f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u4e21\u65b9\u306b\u3064\u3044\u3066\u8a08\u753b\u3055\u308c\u3066\u3044\u308b\u4e00\u9023\u306e\u5378\u58f2\u30c6\u30b9\u30c8\u306e\u6982\u8981\u304c\u793a\u3055\u308c\u3066\u304a\u308a\u3001\u5f8c\u8005\u306f\u3001RTGS\u3068\u3055\u307e\u3056\u307e\u306aDLT\u3092\u7d71\u5408\u3059\u308b\u7b2c3\u306e\u30b7\u30b9\u30c6\u30e0\u3060\u3068\u60f3\u5b9a\u3055\u308c\u3066\u3044\u308b\u3002\u540c\u9280\u884c\u306f\u3001wCBDC\u3068\u540c\u671f\u306e\u30ea\u30b9\u30af\u3068\u8907\u96d1\u3055\u3092\u6bd4\u8f03\u3067\u304d\u308b\u3088\u3046\u306b\u3001\u30c6\u30b9\u30c8\u3092\u4e26\u884c\u3057\u3066\u5b9f\u884c\u3057\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u308b\u3002\u3055\u3089\u306b\u3001\u305d\u306e\u4ed6\u306e\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u306b\u306f\u3001PvP\uff08Delivery Versus Payment\uff1a\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30d0\u30fc\u30b5\u30b9\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\uff09\u304c\u542b\u307e\u308c\u3001\u540c\u671f\u306f\u3001\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30fb\u30e1\u30ea\u30c7\u30a3\u30a2\u30f3FX\u306e\u4e00\u74b0\u3068\u3057\u3066\u3059\u3067\u306b\u8a66\u9a13\u4e2d\u3060\u304c\u3001wCBDC\u3082\u691c\u8a0e\u3057\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u308b\u3068\u306e\u3053\u3068\u3060\u3002<\/p>\n<p>\u540c\u9280\u884c\u306e\u30a2\u30f3\u30c9\u30ea\u30e5\u30fc\u30fb\u30d9\u30a4\u30ea\u30fc\uff08Andrew Bailey\uff09\u7dcf\u88c1\u306f\u540c\u30da\u30fc\u30d1\u30fc\u306e\u5e8f\u6587\u3067\u6b21\u306e\u3088\u3046\u306a\u898b\u89e3\u3092\u8ff0\u3079\u3066\u3044\u308b\u3002<\/p>\n<blockquote><p><strong><em>\u653f\u7b56\u7acb\u6848\u8005\u306f\u3001\u5909\u5316\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u6027\u8cea\u3068\u30da\u30fc\u30b9\u304c\u3001\u6570\u5e74\u5f8c\u306e\u79c1\u305f\u3061\u306e\u7acb\u5834\u306b\u95a2\u3059\u308b\u8a55\u4fa1\u304c\u6570\u9031\u9593\u4ee5\u5185\u306b\u6642\u4ee3\u9045\u308c\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u8a8d\u3081\u308b\u8b19\u865a\u3055\u3092\u6301\u305f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/em><\/strong><\/p><\/blockquote>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\u306f\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC\u3068\u540c\u671f\u306e\u5b9f\u9a13\u30926\u30ab\u6708\u4ee5\u5185\u306b\u958b\u59cb\u3078 BoE\uff08Bank of England\uff1a\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\uff09\u306f\u3001\u65e2\u5b58\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306bDLT\uff08\u5206\u6563\u578b\u53f0\u5e33\u6280\u8853\uff09\u3092\u9069\u7528\u3057\u305f\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC=wCBDC&#8230;<\/p>\n","protected":false},"author":2,"featured_media":41189,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[849,5233,1351,4908,640],"class_list":{"0":"post-67455","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-60","8":"tag-cbdc","9":"tag-wcbdc","10":"tag-1351","11":"tag-4908","12":"tag-640"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/67455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67455"}],"version-history":[{"count":1,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/67455\/revisions"}],"predecessor-version":[{"id":67456,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/67455\/revisions\/67456"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/media\/41189"}],"wp:attachment":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}