{"id":62085,"date":"2023-11-07T14:00:26","date_gmt":"2023-11-07T05:00:26","guid":{"rendered":"https:\/\/nextmoney.jp\/?p=62085"},"modified":"2023-11-07T12:36:07","modified_gmt":"2023-11-07T03:36:07","slug":"%e8%8b%b1%e5%9b%bd%e3%81%ae%e9%87%91%e8%9e%8d%e7%9b%a3%e8%a6%96%e6%a9%9f%e9%96%a2%e3%81%8c%e3%82%b9%e3%83%86%e3%83%bc%e3%83%96%e3%83%ab%e3%82%b3%e3%82%a4%e3%83%b3%e3%82%92%e8%a6%8f%e5%88%b6","status":"publish","type":"post","link":"https:\/\/nextmoney.jp\/?p=62085","title":{"rendered":"\u82f1\u56fd\u306e\u91d1\u878d\u76e3\u8996\u6a5f\u95a2\u304c\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3092\u898f\u5236"},"content":{"rendered":"<h2>\u82f1\u56fd\u91d1\u878d\u884c\u52d5\u76e3\u8996\u6a5f\u69cb\u304c\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u898f\u5236\u3078<\/h2>\n<p><a href=\"https:\/\/www.bankofengland.co.uk\/\" rel=\"noopener noreferrer\" target=\"_blank\">BOE<\/a>\uff08Bank of England\uff1a\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\uff09\u3068<a href=\"https:\/\/www.fca.org.uk\/\" rel=\"noopener noreferrer\" target=\"_blank\">FCA<\/a>\uff08\u91d1\u878d\u884c\u52d5\u76e3\u8996\u6a5f\u69cb\uff09\u306f\u3001\u82f1\u56fd\u306b\u304a\u3051\u308b\u4eee\u60f3\u901a\u8ca8\u306e\u3055\u307e\u3056\u307e\u306a\u30bb\u30b0\u30e1\u30f3\u30c8\u3092\u898f\u5236\u3059\u308b\u305f\u3081\u306e\u63aa\u7f6e\u3092\u8b1b\u3058\u3066\u3044\u308b\u3053\u3068\u304c\u660e\u3089\u304b\u306b\u306a\u3063\u305f\u3002<\/p>\n<p>BOE\u306f\u30b7\u30b9\u30c6\u30df\u30c3\u30af\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u56fd\u306e\u91d1\u878d\u306e\u5b89\u5b9a\u3092\u4e71\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u307b\u3069\u5e83\u7bc4\u56f2\u306b\u6d41\u901a\u3057\u3066\u3044\u308b\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u3092\u6307\u3059\u4e00\u65b9\u3001FCA\u306f\u3088\u308a\u5e83\u7bc4\u306a\u4eee\u60f3\u901a\u8ca8\u9818\u57df\u3092\u76e3\u7763\u3059\u308b\u4e88\u5b9a\u3068\u306e\u3053\u3068\u3060\u3002\u3053\u306e\u898f\u5236\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306f\u3001\u30e1\u30bf\uff08Meta\uff1a\u65e7Facebook\uff09\u3084\u30da\u30a4\u30d1\u30eb\uff08PayPal\uff09\u306e\u3088\u3046\u306a\u5927\u624b\u30c6\u30c3\u30af\u4f01\u696d\u306b\u3088\u308b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u767a\u884c\u306e\u63d0\u6848\u306e\u51fa\u73fe\u306b\u3088\u3063\u3066\u6247\u52d5\u3055\u308c\u305f\u3082\u306e\u3067\u3042\u308b\u3002<\/p>\n<p>\u3055\u3089\u306b\u30012022\u5e74\u306b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u4e3b\u8ef8\u3067\u3042\u3063\u305fTerraform Labs\u304c\u7834\u7dbb\u3057\u305f\u3053\u3068\u3067\u3001\u4e16\u754c\u7684\u306a\u898f\u5236\u67a0\u7d44\u307f\u306e\u5fc5\u8981\u6027\u304c\u9ad8\u307e\u308a\u3001EU\uff08\u6b27\u5dde\u9023\u5408\uff09\u3084\u65e5\u672c\u306a\u3069\u306e\u3055\u307e\u3056\u307e\u306a\u7ba1\u8f44\u533a\u57df\u3067\u3001\u3088\u308a\u7dbf\u5bc6\u306a\u8abf\u67fb\u3068\u898f\u5236\u304c\u884c\u308f\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002\u4f8b\u3048\u3070\u3001EU\u306eMiCA\uff08\u4eee\u60f3\u901a\u8ca8\u5e02\u5834\uff09\u898f\u5236\u306f\u3001\u5e83\u304f\u5229\u7528\u3055\u308c\u3066\u3044\u308b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3001\u7279\u306b\u30e1\u30bf\u306e\u3088\u3046\u306a\u4e8b\u696d\u4f53\u304c\u63d0\u6848\u3059\u308b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u7bc4\u56f2\u3092\u5236\u9650\u3059\u308b\u3088\u3046\u306b\u8a2d\u8a08\u3002\u9006\u306b\u3001BOE\u304c\u63d0\u6848\u3057\u305f\u898f\u5236\u6848\u306f\u3001\u898f\u5236\u57fa\u6e96\u3092\u6e80\u305f\u3059\u3053\u3068\u3092\u6761\u4ef6\u306b\u3001\u4f01\u696d\u304c\u6c7a\u6e08\u5fd7\u5411\u306e\u30d5\u30a3\u30a2\u30c3\u30c8\u88cf\u4ed8\u3051\u306e\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3092\u767a\u884c\u3059\u308b\u3053\u3068\u3092\u8a8d\u3081\u308b\u3001\u3088\u308a\u5bdb\u5bb9\u306a\u3082\u306e\u3068\u306a\u3063\u3066\u3044\u308b\u3002<\/p>\n<p>\u73fe\u5728\u306e\u3068\u3053\u308d\u3001\u65e2\u5b58\u306e\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u3046\u3061\u3001\u898f\u5236\u6848\u306e\u4e0b\u3067\u30b7\u30b9\u30c6\u30df\u30c3\u30af\u306b\u8a72\u5f53\u3059\u308b\u3082\u306e\u306f\u306a\u304f\u3001\u82f1\u56fd\u653f\u5e9c\u306f\u3001\u81ea\u56fd\u3092\u4e3b\u8981\u306a\u4eee\u60f3\u901a\u8ca8\u30cf\u30d6\u3068\u3057\u3066\u78ba\u7acb\u3057\u305f\u3044\u3068\u3044\u3046\u91ce\u5fc3\u3092\u660e\u3089\u304b\u306b\u3057\u3066\u3044\u308b\u3002\u5b9f\u969b\u3001\u653f\u5e9c\u306f6\u6708\u3001\u540c\u56fd\u306e\u6c7a\u6e08\u898f\u5236\u306e\u4e0b\u306b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3092\u5c0e\u5165\u3057\u3066\u304a\u308a\u30012024\u5e74\u306b\u306f\u30d5\u30a3\u30a2\u30c3\u30c8\uff08\u6cd5\u5b9a\u901a\u8ca8\uff09\u30d9\u30fc\u30b9\u306e\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306b\u7126\u70b9\u3092\u5f53\u3066\u305f\u8ffd\u52a0\u6cd5\u306e\u5236\u5b9a\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u308b\u3002<br \/>\n<\/br><\/p>\n<h3>\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u500b\u4eba\u4fdd\u6709\u5236\u9650\u3092\u542b\u3080\u63aa\u7f6e\u3092\u691c\u8a0e<\/h3>\n<p>\u898f\u5236\u5f53\u5c40\u304c\u767a\u8868\u3057\u305f<a href=\"https:\/\/www.bankofengland.co.uk\/paper\/2023\/cross-authority-roadmap-on-innovation-in-payments\" rel=\"noopener noreferrer\" target=\"_blank\">\u8ad6\u6587<\/a>\u306f\u3001\u3053\u306e\u65b0\u3057\u3044\u898f\u5236\u306e\u67a0\u7d44\u307f\u69cb\u7bc9\u306e\u521d\u671f\u6bb5\u968e\u3092\u793a\u3059\u3082\u306e\u3067\u3042\u308a\u3001\u6700\u7d42\u7684\u306a\u898f\u5247\u304c\u63d0\u6848\u3055\u308c\u308b\u524d\u306b\u3001\u5229\u5bb3\u95a2\u4fc2\u8005\u304b\u3089\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306b\u57fa\u3065\u3044\u3066\u898b\u76f4\u3055\u308c\u308b\u4e88\u5b9a\u3067\u3042\u308b\u3002<\/p>\n<p>\u30c7\u30a3\u30b9\u30ab\u30c3\u30b7\u30e7\u30f3\u30da\u30fc\u30d1\u30fc\u306b\u6dfb\u4ed8\u3055\u308c\u305f\u6587\u66f8\u306b\u3088\u308b\u3068\u3001<a href=\"https:\/\/www.boj.or.jp\/\" rel=\"noopener noreferrer\" target=\"_blank\">\u65e5\u9280<\/a>\uff08\u65e5\u672c\u9280\u884c\uff09\u3068FCA\u306f\u30012024\u5e74\u534a\u3070\u307e\u3067\u306b\u8b70\u8ad6\u3057\u3066\u898f\u5247\u3092\u6700\u7d42\u6c7a\u5b9a\u30022025\u5e74\u307e\u3067\u306b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u898f\u5236\u3092\u5b9f\u65bd\u3059\u308b\u8a08\u753b\u3067\u3042\u308a\u3001BOE\u306e\u4e3b\u306a\u95a2\u5fc3\u306f\u3001\u82f1\u30dd\u30f3\u30c9\u4fa1\u5024\u306b\u30da\u30c3\u30b0\u3055\u308c\u305f\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306b\u3042\u308a\u3001\u3055\u307e\u3056\u307e\u306a\u6c7a\u6e08\u30b7\u30ca\u30ea\u30aa\u3067\u5e83\u304f\u5229\u7528\u3055\u308c\u308b\u53ef\u80fd\u6027\u3092\u8003\u616e\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001FCA\u306f\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u500b\u4eba\u4fdd\u6709\u3092\u5236\u9650\u3059\u308b\u53ef\u80fd\u6027\u3092\u542b\u3080\u63aa\u7f6e\u3092\u691c\u8a0e\u3057\u3066\u304a\u308a\u3001\u65e5\u9280\u306e\u767a\u8868\u3068\u540c\u6642\u306b\u3001PRA\uff08Prudential Regulation Authority\uff1a\u5065\u5168\u6027\u898f\u5236\u6a5f\u69cb\uff09\u304c\u9810\u91d1\u53d6\u6271\u696d\u8005\u306b\u5411\u3051\u3066\u66f8\u7c21\u3092\u767a\u8868\u3002PRA\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u4f1d\u67d3\u306b\u95a2\u9023\u3059\u308b\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3059\u308b\u3053\u3068\u306e\u91cd\u8981\u6027\u3092\u5f37\u8abf\u3002\u3053\u306e\u66f8\u7c21\u306f\u3001\u5f93\u6765\u306e\u9810\u91d1\u8005\u304c\u5229\u7528\u53ef\u80fd\u306a\u4fdd\u8b77\u3068\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u5229\u7528\u8005\u304c\u5229\u7528\u53ef\u80fd\u306a\u4fdd\u8b77\u3092\u660e\u78ba\u306b\u3057\u3066\u3044\u308b\u3002PRA\u306f\u307e\u305f\u3001\u65e5\u9280\u304c\u898f\u5236\u3059\u308b\u30b7\u30b9\u30c6\u30df\u30c3\u30af\u306a\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u5185\u3067\u4f7f\u7528\u3055\u308c\u308b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306f\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u3084FCA\u304c\u7ba1\u8f44\u3059\u308b\u4ed6\u306e\u898f\u5236\u5bfe\u8c61\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306b\u6bd4\u3079\u3001\u4f1d\u67d3\u30ea\u30b9\u30af\u306f\u4f4e\u304f\u306a\u308b\u3068\u5f37\u8abf\u3057\u305f\u3002<\/p>\n<p>\u4e00\u65b9\u3001FCA\u306f\u3001\u82f1\u56fd\u5185\u307e\u305f\u306f\u82f1\u56fd\u304b\u3089\u30d5\u30a3\u30a2\u30c3\u30c8\u306b\u88cf\u6253\u3061\u3055\u308c\u305f\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u3092\u6d41\u901a\u3055\u305b\u3088\u3046\u3068\u3059\u308b\u767a\u884c\u8005\u306b\u306f\u8a8d\u53ef\u304c\u5fc5\u8981\u3067\u3042\u308b\u3053\u3068\u3092\u63d0\u6848\u3057\u3066\u3044\u308b\u3002\u540c\u76e3\u8996\u5f53\u5c40\u306f\u3001\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u304c\u6d41\u901a\u4fa1\u5024\u306b\u898b\u5408\u3063\u305f\u9069\u5207\u306a\u8cc7\u7523\u306b\u3088\u3063\u3066\u88cf\u4ed8\u3051\u3055\u308c\u308b\u3053\u3068\u3092\u671b\u3093\u3067\u3044\u308b\u3068\u306e\u3053\u3068\u3060\u3002\u82f1\u56fd\u306b\u304a\u3051\u308b\u3053\u308c\u3089\u306e\u898f\u5236\u63d0\u6848\u306e\u8981\u70b9\u306f\u3001\u91d1\u878d\u306e\u5b89\u5b9a\u6027\u3092\u5b88\u308a\u3001\u3053\u308c\u3089\u306e\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u306b\u95a2\u9023\u3059\u308b\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af\u304b\u3089\u6d88\u8cbb\u8005\u3092\u4fdd\u8b77\u3057\u306a\u304c\u3089\u3001\u4eee\u60f3\u901a\u8ca8\u5206\u91ce\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u4fc3\u9032\u3059\u308b\u3053\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b\u3053\u3068\u3067\u306b\u3042\u308b\u3002<\/p>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u82f1\u56fd\u91d1\u878d\u884c\u52d5\u76e3\u8996\u6a5f\u69cb\u304c\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u898f\u5236\u3078 BOE\uff08Bank of England\uff1a\u30a4\u30f3\u30b0\u30e9\u30f3\u30c9\u9280\u884c\uff09\u3068FCA\uff08\u91d1\u878d\u884c\u52d5\u76e3\u8996\u6a5f\u69cb\uff09\u306f\u3001\u82f1\u56fd\u306b\u304a\u3051\u308b\u4eee\u60f3\u901a\u8ca8\u306e\u3055\u307e\u3056\u307e\u306a\u30bb\u30b0\u30e1\u30f3\u30c8\u3092\u898f\u5236\u3059\u308b\u305f\u3081\u306e\u63aa\u7f6e\u3092\u8b1b\u3058\u3066\u3044\u308b\u3053\u3068\u304c\u660e&#8230;<\/p>\n","protected":false},"author":28,"featured_media":41189,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[482,640,581,333],"class_list":{"0":"post-62085","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-60","8":"tag-482","9":"tag-640","10":"tag-581","11":"tag-333"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/62085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=62085"}],"version-history":[{"count":3,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/62085\/revisions"}],"predecessor-version":[{"id":62101,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/posts\/62085\/revisions\/62101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=\/wp\/v2\/media\/41189"}],"wp:attachment":[{"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=62085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=62085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nextmoney.jp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=62085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}